Government Subsidy & Scheme-Based Loans

At Shiv Finance & Marketing, we help MSME entrepreneurs take full advantage of Government of India and Government of Gujarat subsidy schemes designed to support business growth, expansion, and modernization. As a trusted DSA (Direct Sales Associate) for MSME clients, we guide you through the complete process—from eligibility check to documentation and subsidy approval.

What Are Government Subsidy Loans?

Government subsidy loans are special financial support programs launched to help MSMEs reduce project cost, improve competitiveness, and upgrade technology. These schemes provide:

  • Interest Subsidy
  • Capital / Machinery Subsidy
  • Technology Upgradation Support
  • Infrastructure Development Support
  • Collateral-Free Credit Support

These benefits help entrepreneurs grow faster with reduced financial burden.

Key Subsidy Schemes for MSMEs

1. Government of India (Central Government Schemes)

  • CGTMSE Collateral-Free Loan Scheme – Up to ₹5 Crore guaranteed without collateral.
  • PMEGP (Prime Minister Employment Generation Programme) – Subsidy for starting new manufacturing & service units.
  • CLCSS (Credit Linked Capital Subsidy Scheme) – 15% capital subsidy for technology upgradation.
  • Stand-Up India Scheme – Loans for women & SC/ST entrepreneurs.
  • Mudra Loans – Collateral-free loans up to ₹10 Lakhs for micro businesses.

2. Government of Gujarat (State MSME Schemes)

  • Gujarat Industrial Policy Subsidy – Capital subsidy, interest subsidy & electricity duty exemption.
  • Interest Subsidy for MSME Manufacturing Units – Subsidy on term loan interest for industrial expansion.
  • Seed Capital Assistance Scheme – Finance support for first-generation entrepreneurs.
  • Technology Upgradation Scheme (TUFS) – Subsidy for upgrading machinery and adopting advanced technology.
  • Industrial Infrastructure Support Scheme – Support for building or upgrading manufacturing facilities.

Our Services for MSME Subsidy Loans

Shiv Finance & Marketing provides end-to-end assistance for:

  • Eligibility assessment for subsidy schemes
  • Loan processing through Banks & NBFCs
  • Preparation of project report & financials
  • Documentation as per government guidelines
  • Submission & follow-up for subsidy approval
  • Coordination with bank and department authorities

We ensure your business gets maximum benefits available under government schemes.

Why Choose Shiv Finance & Marketing?

  • Experienced DSA for MSME loan & subsidy processing
  • Strong tie-ups with major Banks, NBFCs & Government departments
  • Specialised knowledge of Central & State subsidy policies
  • Fast processing with accurate documentation
  • 100% transparent consulting with maximum benefit guidance
  • Grow Your Business With Government Support

Whether you are starting a new unit or expanding an existing one, we ensure you receive the right subsidy, right loan, and right guidance for rapid MSME growth.

Shiv Finance & Marketing – Your Trusted Financial Partner for MSME Success